General Terms and Conditions of Use (T&Cs)

1. Purpose

These General Terms and Conditions of Use are intended to define the terms and conditions of access to and use of the Financaia website, as well as the rights and obligations of users.

By accessing the site, the user fully and unconditionally accepts these T&Cs.

2. Service description

Financaia is a loan brokerage platform that offers simulation, referral and support services in the search for financing solutions.

Financaia is not a lending institution, but acts as an intermediary between users and financial partners.

3. Access to the site

The site is freely accessible to any user with an internet connection. All costs related to access (connection, equipment, etc.) remain the responsibility of the user.

Financaia reserves the right to suspend or interrupt access to the site at any time, in particular for maintenance reasons.

4. Use of services

The user agrees to provide accurate, complete and up-to-date information when using the services, in particular when submitting simulations or loan applications.
Any fraudulent or abusive use of the site is strictly prohibited.

5. Liability

Financaia makes every effort to provide reliable and up-to-date information. However, no guarantee is given as to the accuracy, completeness or timeliness of the information published.
The simulations provided are for indicative purposes only and do not constitute a contractual offer.

Financaia cannot be held liable in the event of a financing refusal by a partner or conditions that differ from those estimated.

6. Intellectual property

All content on the site (texts, images, logos, graphic elements) is protected by intellectual property law.
Any reproduction, distribution or use without prior authorisation is prohibited.

7. Personal data

The information collected via the site is used in the context of the services offered by Financaia.

The user has the right to access, rectify and delete their data, in accordance with applicable regulations.

8. External links

The site may contain links to partner websites. Financaia cannot be held responsible for the content or operation of these external sites.

9. Amendments to the T&Cs

Financaia reserves the right to modify these T&Cs at any time. The new conditions apply as soon as they are published online.

10. Applicable law

These terms and conditions are governed by the legislation in force applicable at the registered office of Financaia.